Among these 5, who are you?

By Bo Sanchez
The Feast Bulletin – July 26, 2009


WHEN it comes to managing money, there are five kinds of people in this world. Who are you?

#1: Gloria Gastadora:

Gloria Gastadora lives on the 100% of her income. Sometimes when she borrows money, she lives on the 120% of her income. She’s never absent during midnight sales. Her credit cards are faded because of overuse. Even if she wants to give to God or invest in her future, she cannot. Obviously, after all she spent, she has nothing to give expect ofr her loose change. In Church, Gloria Gastadora isn’t a tither, but a tipper.

#2: Kunat Kuripot

Kunat is a frugal and fearful fellow. He lives on the 80% of his income, because he saves 20% or more for his future. He lives in fear. He feels safe only when he knows he’s got lots of money in the bank. It really seems safe, except that he doesn’t know that putting his life savings in the bank isn’t such a wise idea at all. When he retires, Kunat will realize that his savings isn’t enough. And like Gloria Gastadora, Kunat Kuripot can only give his spare change to God – because he is always afraid of the future.

#3: Bertong Bulag

As a kid, Berto was financial whiz. Upon graduating from college, he already opened a mutual fund. He also started investing in a blue chip company in the stock market, putting small amounts of money each month. He also started a business, and it has done well. Berto has become wealthy. The problem is still he cannot give to God because he sees it as an expense, like it was a luxury he cannot afford. He doesn’t realized that giving to God is also an investment – the most secure and long-term investment of them all.

#4: Wally Waldas:

Wally has no problem giving to others. He is generous to others, but he isn’t generous to himself. Because he doesn’t invest for her future. Wally just likes giving his money way to people who end up abusing him. His close friends tell him that his giving is no longer helping others, because they have become parasites. But he’s blinded by his needs for their attention. Wally, in the long run, cannot even give to God, because his money will be long gone.

#5: Manny Mapagmahal

Manny gives to God, gives to others, and gives to himself. After receiving his income, the first thing he does is set aside 10% to God. The second thing he does is to set aside 20% to put in investment vehicles – such as mutual funds, stocks, businesses, and real estate. He also has set aside an emergency fund – three to six months of his salary in the bank. The third thing he does is to limit his expenses to 70% of his income.

Today, Manny is prosperous. He now gives 20% to God, invests 30%, and lives on 50% of his income. In his old age, he’ll continue to be even more generous.

Among these five people, who are you?

May your dreams come true!

Donny Formentera Awa

What To Do With Your Past, Present And Future

YOUR PAST

What can you do about your past? Well, just like the word suggests it, it is the past, so there is nothing you can do about it unless one thing, to learn from it.


Yes, there is nothing you can do about your past. You cannot change what has already happened, what you can do is just to learn from your past and gain better experience.

Many people fail to do this and often times, they will linger in their past.

It is just like if you fall from the bicycle badly because you try to do some stunts, I bet you will never do it again in the future. If you tried some food before and you hate the taste, most likely you will
never want to try it again in the future.


This is how your past works. It serves as the library for your experience. Thus, what you can do is to store good experience so that you will learn and improve along the way.

If you linger in your past, you will block yourself with your own thinking. Think about it, if you failed at something before and you don’t dare to do it again because of the fear of failure, you are
actually stopping yourself with your own thoughts.


YOUR PRESENT

This is the most important phase. Whatever you do right now will determine your future. You have the choice of doing what you want and you must learn to make good use of the power of making choices.

If you feel that this article is boring for you, you can stop and just get away, or you can choose to stay on and read. It is your choice. However, what you do right now will influence on your future,
either huge or small influence.


Just like if you spend 30 minutes everyday into reading self-improvement books, after 3 years, you will have read tons of books. And do you think that this has something to do with your future?

The answer is obvious. Therefore, you must learn to make the right choice and take action right now to produce the future that you want.


Unfortunately, most people will put things off and procrastinate. Even they know what they have to do, but they just don’t do it.


You know you have to stop eating junk food, but you did it anyway.

You know you need to exercise everyday to keep a healthy lifestyle, but you did not do it.

You know you have to read and improve yourself everyday, but you are not doing it.

You know you need to train your dog, but you procrastinate and now the dog is out of your control.

Can you see it right now? It is all about making choices and taking action. What you do right now will give you some effect to your future.


If you are not properly managing your present, you will never produce the future you want. And when the time comes; your future will become a bad past for you.

So always remember, it is what you do right now that will determine your future.


YOUR FUTURE

This is where it all begins. It is the kind of future you dream about and think about that will shape your destiny. If you have big dreams, you will get inspired by them and take more productive actions in the present.

On the other hand, if you keep on thinking and focusing on what you do not want, you will produce more of the results that you do not desire.


It is what you think about that will shape what you are going to do in your present.

This is why you need to have a vision. Every successful people have a vision. They know it clearly what they want to accomplish in their lives and they can see it in their mind.


This means, they know the kind of future that they want. So do you know what you want to accomplish in the future?

If you don’t, chances are, you will produce vague results and live an average lives just like others. I’m not saying that living an average life is something bad, it all depends on what you really want
from your life.

If you think that life is short and you deserve a better life, then you will need to focus and dream about something better. If you think that living an average life is all you want, then just go for it.


What kind of thoughts you have in your mind will lead you to where you think about.


So now you know what to do with your past, present and your future. I will leave you with one of my favorite quotes by Donald Trump, “My policy is to learn from the past, focus on the present, and dream about the future.”

Posted by L Leo Dimamay, Core Team of Create abundance 2020 Business Community

WHAT IS YOUR DAILY LIFE PURPOSE?

You wake up. You go to work or perhaps to school. You come back home. You watch TV. You go to sleep. And it just keeps going day after day after day.

There must be more to life than this, right?

Growing up, I spent a lot of time thinking my daily life purpose. But as time goes by, I realize that my daily life purpose is to care people, serve people, help people as much as I can and I believe those are the reasons for everything I do.

I feel this warm feeling when I’m able to help someone else. With this, I feel it brings tremendous value about me which cannot be stamped with a price tag.

Until you discover the purpose of your life, you are living a life of mediocrity. Look deep inside you, realize that what is your life’s purpose and your meaning of life.

Just like the ants in a colony that work together. They all know their roles and nobody steps on each other toes. This is what we should aim for as a human being. We need to work together instead of against each other.

So many people think it’s complicated. No it’s not. In fact, all you have to do is ask yourself, WHAT ARE THE THINGS YOU REALLY LOVE TO DO?

This is one of the best thing we could do to start 2010...

GOODLUCK!!!


Live a remarkable life,
Donny F. Awa

Have an Entrepreneur Mindset

From now on, you have to think like an Entrepreneur.

I can hear people saying, “But I’m just an Employee! You’re right. You may be an Employee in a government, a construction worker, a nurse, a call center agent. But your entire world is changing. Even if you’re working for someone else, you still have to think like an Entrepreneur.

Think this way. If your name is Donny Awa, then you’re the Chairman of the Board of Donny Awa Personal Services Inc.

Why the shift?
Because there are so many people who are miserable in their jobs and all they do is complain the whole day about their crummy boss and their crummy salary and their crummy company.

Listen to me.
Complaining accomplishes nothing.
Complaining is useless.
Instead of complaining, TAKE CHARGE!
God made you responsible for your career.
Unless you take responsibility, nothing happens.


How Do You Think?
Like An Employee or An Entrepreneur?

Find out if you think like an Employee or an Entrepreneur.

If you think like an Entrepreneur, you just don’t understand what you do. You understand why you do what you do.Even if you’re just a messenger. You’re thinking of how to increase profits and lower down costs. You’re thinking of how to wow the customer and keep him for life.

Here are examples of Employee Thinking:

1.“My salary is so small, its just enough for my daily transportation and lunch!

Then why are you still working there? Don’t say you have nowhere to go. When you say that, it becomes a reality for you. Hey, I’m not asking you to resign. I’m asking you to look for a solution. Take responsibility. Make things happen!

Let me introduce you to a few options of the Entrepreneurial Mind…

Option #1: Get more training and get promoted
Option #2: Look for another job within the company where there’s more growth
Option #3: Become a Supplier to your company (Look at what your company needs and create a business by supplying this product to them.)
Option #4: Keep your day job and start a business on the side
Option #5: Look for another job at another company

The choices are endless!

2. “My company is Prehistoric. It hasn’t developed me. I don’t receive any training!”

This is classic Employee thinking: They wait for their HR Department to tell them to attend seminars, arrange training programs, and supply them with books to read.But Entrepreneurs take charge for their personal development. They keep reading. They keep learning. They keep innovating. They attend internet courses, correspondence courses, and night classes. They get the best mentors they can find. Because Entrepreneurs know that if they don’t innovate, they’ll become obsolete one day.

Question: This year, what have you been doing to develop yourself?

3. “Me, save? Nah. My company will give me a nice retirement package…”

Believe me, even if you’re 16, you should start building your retirement.Here’s my harsh message: Don’t depend on your company to give you a retirement package. Even if they will give you one, trust me, it won’t be enough.What if after your retirement you lived for another 20 years or 30 years? Do you think your one or two or three million will last for 20 or 30 years? Don’t count on it.Perhaps three years. Perhaps five, etc. After that, you’ll be poor as a rat.

I urge you to take charge for your financial future. How? Build a separate retirement package on your own!

Here’s what you do. Starting today, set aside 20% of your income every month. Next: Invest it. Don’t put it in the Bank. Learn how to use Bonds, Mutual Funds, Equity Funds, and Stocks. It’s not as difficult as you think it is. Grow!

Friend, be an ENTREPRENEUR.
No matter what you do.
TAKE CHARGE.

Why Is The Philippines Poor?

Friends I would love to hear your comments about the title...



THE DIFFERENCE


The difference between the poor countries and the rich ones is not the age of the country:

This can be shown by countries like India & Egypt , that are more than 2000 years old, but are poor.


On the other hand, Canada , Australia & New Zealand , that 150 years ago were inexpressive, today are developed countries, and are rich.


The difference between poor & rich countries does not reside in the available natural resources.

Japan has a limited territory, 80% mountainous, inadequate for agriculture & cattle raising, but it is the second world economy. The country is like an immense floating factory, importing raw materials from the whole world and exporting manufactured products.

Another example is Switzerland, which does not plant cocoa but has the best chocolate in the world. In its little territory they raise animals and plant the soil during 4 months per year. Not enough, they produce dairy products of the best quality! It is a small country that transmits an image of security, order & labor, which made it the world's strongest, safest place.

Executives from rich countries who communicate with their counterparts in poor countries show that there is no significant intellectual difference.

Race or skin color are also not important: immigrants labeled lazy in their countries of origin are the productive power in rich European countries.

What is the difference then? The difference is the attitude of the people, framed along the years by the education & the culture & flawed tradition.

On analyzing the behavior of the people in rich & developed countries, we find that the great majority follow the following principles in their lives:

1. Ethics, as a basic principle.
2. Integrity.
3. Responsibility.
4. Respect to the laws & rules.
5. Respect to the rights of other citizens.
6. Work loving.
7. Strive for savings & investment.
8. Will of super action.
9. Punctuality.
10. and of course...Discipline

In poor countries, only a minority follow these basic principles in their daily life.

The Philippines is not poor because we lack natural resources or because nature was cruel to us. In fact, we are supposedly rich in natural resources.

We are poor because we lack the correct attitude. We lack the will to comply with and teach these functional principles of rich & developed societies.

We are poor because of our lack of discipline & because of our laziness, our love for intrigue and politics, our indifference to saving for the future, our stubborn attitude.

What is your number ONE factor of success?

What's the number one factor of success? What one thing can you do start doing today that will greatly improve your odds of living a more successful, happier, fulfilled life? This one small, yet powerful, key will literally change every aspect of your life for the better. All it takes from you is to make one important decision.

So what am I talking about here? What is this number one factor of success that only takes a decision yet can guarantee an improvement in your life not only financially, but physically, mentally, relationship wise, and everything else?

Here's the answer in 3 words: YOUR PEER GROUP.

Your peer group is the group of people you spend most of your time with. If you want a good indicator of how your life will turn out, just examine your closest peers.

There's a saying, "Birds of a feather flock together." This means that people tend to associate with other people who are like them in characteristics and interests. Do you think the things you do, the habits you have, and what you're interested in have an effect on certain aspects of your life? Of course.


I know this may seem like high school peer pressure mumbo jumbo but it's not. Here's an experiment you can do to prove that your peer group, those you spend the most time with, do in fact influence almost every aspect of your life.

The Proof

Take a look at your body. Now mentally compare it to your peers. If you're a little on the heavy side, chances are, so are your closest friends. If you're fit and working out everyday, chances are, so are your closest friends. Take a look at your income. Now compare it with your closest peers. Chances are that your income is probably no more than plus or minus ten percent from the average income of your closest peers.

Let's look at your habits. If you smoke, chances are, so do your closest friends. If you complain a lot, chances are, they do as well. Look at how you dress, the activities you like to do, even your opinions on certain things, chances are, they're similar to your closest peers.

Make the Decision

If you are unsatisfied with where you are in life right now, you must either get yourself to live at a higher standard and get your friends to do the same, or you must get new friends. I know that seems a bit harsh, but it's an important decision you will have to make if you truly want to experience greater success in all areas of your life.

The reason why this is the number one factor of success is that when you surround yourself with people who have higher demand and expectations for themselves, you will naturally be pulled up to their level in regards to what you will demand of yourself. If the people you associate with all workout consistently and watch their diets, just to feel like you deserve to be around them, you will automatically start to do the same things.

The Hard Truth

I know people should accept you for who you are otherwise they're not your real friends but the fact is that if you want to live your life at a higher standard, to require more from yourself than you've been demanding, you must step up your game.

If the friends you have now are all living at a lower standard than you want to experience, then in order to change your life, you must associate yourself with people who are already experiencing the life you want.


Hopefully, when your peers see that change in you, they will become inspired and start to live their lives at a higher level as well. So why can't you just improve your life but stick with the same friends? When you start to improve your life, when you start to expect more from yourself, some of your peers may feel like you're leaving them behind and may start to associate with you less or even try to bring you back down. It's not because they don't care about you, it's just that they don't want to lose you, and this will effect you.

It's a decision that, for many, isn't at all easy, but if you really want to make a change in your life, and you're looking at your friends right now and saying to yourself, "I don't want to be like them", then you have to make that difficult decision. This doesn't mean you can't be friends with them, it just means you must spend less time with them and more time with people who live at a level you want to live at.

The number one factor of success, choosing the right peer group, admittedly isn't an easy one to implement but maybe that's why most people end up settling for a life of mediocrity instead of experiencing the life they've always felt they could obtain but never did.

DO GOOD. LIVE WELL.

A To Z Of Success

Abundance
The dictionary defines Abundance as an extremely plentiful or over sufficient quantity or supply. Abundance suggests an overflowing amount. If we are abundant in love, abundance suggests that we are able to give so much love and that we do not need to worry about how much we give. We don’t ever run out of love. Similarly with air, we have an abundant amount to breathe. There simply is enough to go round and we don’t hang on to it as if we will run out. With all elements it is the same, even with money. People who are abundant with money have no problem with letting it go as they know that there is enough to go round and that it will keep coming to them. Those who operate from scarcity are scared to let go and hoard the money. Money only has a value, when it is being used. The more we use it, the more we will generate. Learning to be abundant is part of success. Practice abundance daily.

Believe
To believe is the ability to have confidence in the truth, the existence, or the reliability of something, although without absolute proof that one is right in doing so.

To be a success, you need to believe in yourself and your business. When starting up, you have no historical proof that you will success, so self-belief is critical to success as well as others believing in you. Based on your passion, previous actions or some other reason they believe in you. In fact most business arrangements have little to do with the product, but rather the people concerned in the business arrangements. Even if other people doubt you, you need to have complete belief in yourself to be a success. Find something everyday to believe about yourself.

Communicate
Communication is a major key to success, especially in relationships both in business and in personal relationships. Communication is the method of imparting knowledge or information from one person to another. Wars have been started because of miscommunication. It is imperative that you practice the art of good communication.

Don’t give up
When we talk about giving up, we are referring to the act of abandonment, loosing hope and despair. Sometimes it seems the whole world is against you, but in reality, you are receiving feedback that something could be wrong with your idea. Rather than giving up, it maybe time to adjust the way you are doing something and shift your perspective slightly and try a different approach. Giving up to a negative idea is very different to giving in to a different line of thought. To be a success, you will need to give in a lot, but never give up!

Energy
Energy is having the capacity for vigorous activity. Your success will move so much faster if you have the ability to be energetic. You must be energy driven in all areas of your business from your planning to your presentations, to your delivery until the collection and then it does not stop. You must also be energetic in follow ups and keeping close to your customers.

Poor boring service is a terrible crime and a sad reason for your business failure when all it takes is you getting excited about your products or service. If you cannot get energy the to be bothered about what you do, please don’t expect anyone else too. Be energetic all day. It will not only lead to better business, but you also lead to better sleep at night because you will be tired out!

Focus
To focus on something is to give it special attention. You concentrate your energy on specific things that need action. Focus is important as it provides direction and serious though about an item. Scattered energy such as light energy has so much less power than pinpointed light energy. Thought energy is somewhat similar. Intensely directed focused energy, especially when group driven has amazing results on the outcome of an object of desire. Practice being focused daily.

Generous
Generosity is a big part of abundance. Generous people are generally more successful than those who are not generous simply because people like them more and good business is a result of good relationships. Generous people are normally more caring, loving and happy and we all like to do business with people like this. The Law of Attraction states we attract like, so generous people attracts generosity to themselves. Generosity is a major key to success and should be practiced unconditionally as often as is possible.

Hard working
In order to be successful you will need to invest time and money in the business. You will have to be hard working and diligent looking after your business affairs. Now most people starting businesses think that they have to work 20 hours a day 7 days a week, but this is not required. Hard work should be linked to smart work. There seems little point to working all day as there will be no time to relax and enjoy the fruits of your labor. Most people spend all day working because they have no clearly defined tasks for any given day. Personally I think setting your self 10 things to do and then go home after they are done is much more sensible than working all day trying to achieve nothing clearly defined.

Integrity
Integrity is adhering to moral and ethical purpose with soundness of moral character and honesty. This calls to attention your own personal ethics. You need to be very clear in life what is and what is not acceptable to you in business, before you start. I may add that nothing good comes from anything based on bad efforts, so make it a point to be honest and in integrity. You cannot really expect customers to trust you completely if you are being dishonest in business. No matter how tempting it maybe – always stay clean. You can then focus on results while your competitor is focusing on hiding two sets of books and trying to remember what he has been hiding for the government. Not a good way to focus energy!

Joyful
A joyful person is a pleasure to work with. Joy is an external way of showing the internal status. A joyful person is normally at peace with them selves and reflects a person’s heart. It is now thought that we also think with our hearts as well as our minds, so a joyful heart would help us to think pleasantly and are attractive to be with. Nothing is nicer than working with someone who is joyful, helpful and pleasant to be with. Joyful people generally have better results in life. Learn to see the nice side of things in life even if sometimes it seems hard to do so.

Knowledgeable
When you are knowledgeable about your chosen subject, it shows that you care about the product or service you are offering. Having an insight and understanding of your product helps remove obstacles that could be possibly thrown out by your client. Intelligent planning and well-informed presentations will make sales so much easier. It promotes conversations with your clients and will help you to perceive what your clients really need. Personally I wouldn’t buy anything from someone who couldn’t be bothered to study their products and couldn’t answer my questions adequately. You do not have to know everything about your niche before you start working on it, but you should have sufficient knowledge to get you going and bypass at least the simplest objections. You can always go back to the client with more information once you have laid down the initial groundwork.

Loyal
Loyalty is a prized characteristic that shows faithfulness to commitments, vows and obligations. It is essential that you are loyal to yourself, your friends and your customers. There maybe times when your loyalty is called into action and you must make correct choices. Loyalty should be so ingrained into your sub-consciousness that you do not even have to think about it. You just are a loyal person.

Master of his own life
To be a master of your own life is like being a captain of a ship. You absolutely must have a plan of where you are going and you must have steered direction or you will just aimlessly drift around. Master of you life does not mean that you push everyone around like some old sea captain, but rather it means that you are in control of what is happening to you. Live your life by chosen commitment not by accidental circumstances. Most clients do not care about delays or problems, they just want results. Plan accordingly and allow time in your scheduling for possible mishaps. In order to be master of your own life, you absolutely must know and understand yourself, what you like and don’t like, what is important to you and your values and goals in life. Take the time to put an action plan together before you embark on a new project.

Networking
You will need a really great network of people in your business to make it work. You cannot be successful alone and you must put in support systems to help you. There will be times when you cannot work but this does not mean that your business and income earning potential should stop. You will need suppliers, staff, delivery people, lawyers and other important people working with you. I believe that you need to expand your network to get best results. The people you presently don’t know are probably the ones that can help you. However, do not neglect to look at the potential power of the network you already have. There are hidden talents and resources in that network that may just amaze you. At every chance you get always network. I once was given a single business card that led to hundreds of thousands of dollars of business by a chance meeting and swapping of business cards. Always have cards with you and hand them out at every given opportunity.

Organized
An organized business runs smoother than chaotic businesses. Organization gives structure to specific intent. Organization and focus go hand in hand and allow all the other elements of successful business to operate. Not only does it give you more time, but it also creates freedom. Traffic rules actually create freedom (at least it would if everyone applied the rules). Can you imagine the chaos that would ensue if there were no traffic signals, traffic enforcers or rules of the road? Freedom from gridlock is a result of organization both on-road and off-road. The highway of business is the same and organization is an essential part of smooth business. Learn to become organized no matter what happens. Once chaos sets in profitability will fall.

Praise-worthy
A happy employee is a harder-working employee. Same goes for your customers. Employees do not only work for money and there efforts in helping your business should be rewarded by more than just money. Praise of good work is always enjoyed by everyone so if your staff does great work, then let them know. Also customers like to be appreciated and if someone buys something from you, remember to say thank you in some way. I love it when someone sends me a card or a small gift to say thank you for my business and customers are no different. It is simply good business to praise good efforts. Even the smallest token of appreciation can make a huge difference.

Quality
Quality is associated with higher payments. Virtually everyone appreciates that better quality costs more and most people are prepared to shell out more money for good quality. Yes there will always be those people who won’t pay, and most people will ask for discount these-days, but in the end quality is simply good-value-for-money and a cheap product that does not work is actually expensive because it is a waste of assets, time and money in the long run. Focus on quality products and services and go the extra-mile. It will be worth it in the end and you will see it in your high profitability.

Relational
All business is about relationships. It doesn’t matter how good your product is, if people really don’t like you they won’t do business with you. You need to improve your relationship with yourself, your friends (who can recommend you to other people and support you), your family, your business partners, your staff, even your enemies and most importantly your spiritual relationship with your Higher Power is a key part to successful business. For those of you who acknowledge the power of God, you will know that following his guidance is a key to successful life. Wealth is a contribution of at least 6 areas of life all working together. Relationships are so important in business, so take time to master the inner you.

Sincere
Sincerity when dealing with people is a given. Everyone can see the false tongue and you must make sincerity one of the number one qualities that you practice. Lies are soon found out by actions and by the lose talking of other people. You simply cannot control the accidental words of others and no matter how hard you try to cover something up, in the end it will come out. Even when things go wrong, as they will, a sincere apology is better than trying to pin the blame on someone else. I have actually got work from a client after saying sorry to him for a business deal that all went wrong. I assumed responsibility for it and genuinely meant my apology and he gave me a new contract for dealing with him in “an honorable” way. Doing what is right is sometimes the hardest way, but is always the correct way. Do not be superficial in your sincerity, but rather let it come from the heart.

Teacher
Be a teacher whenever you can. The law of the Lid states that no matter how big you are there is only so much you can do alone before you cap yourself. Eventually you have to sleep. While you are sleeping, you are not earning, unless you have taught someone else to cover your work load for you. The same is true when you are sick or away from business. Do not be scared that others will take your job away from you, but rather build a dynamic team around you that can move mountains working together. A good businessman teachers others to do what he can do. His brings better results from the team and also gives you more free time. Do not go insane trying to do everything yourself. Many people say they cannot afford to employ others to do the work, but once the team kicks in, you will not be able to afford not to have them. Teach whenever possible and as well as you can.

Understanding
The power of understanding is incredible. Understanding can be seen in a couple of different ways. There is product understanding which shows comprehension about your tools of the trade and is an essential in business, but there is another more personal side to understanding that is seen when dealing with people. People are not machines and you need to be able to understand the people who you work with. Empathy and sympathy for their obstacles and short-comings are an essential part of team work. This does not mean that everyone should not take responsibility for their errors and mistakes, but at least take the time to understand why these things happen and see how you can put them right.

Vulnerable
Vulnerability is not a sign of weakness, but shows that there is a softer side to you. It shows that you have feelings and that you have compassion. It shows heart. It shows that you are not made of steel and can be hurt. People do not like to deal with robotic machines, but prefer the gentle side of human beings. They will allow mistakes if you show that you genuinely care about what has happened and show that there is indeed room for improvement. Often, clients will work with you to help improve things so that these things maybe avoided in the future. Being vulnerable shows you are human. Don’t be scared to be vulnerable as you can’t possible know everything about everything!

Willing
Willingness is a characteristic that should be practiced at all times. The person who is inclined to do things with cheerful consent will attract more rewards in life. People, who work by the clock and the rule book, rarely improve their station in life over someone who does things willingly by free choice. Going the extra-mile with excellence is a service that will always get noticed in the long term. Everyone wants to work with willing people.

X-ray vision
Having the ability to see everything will give you an edge over others. I do not physically mean being able to x-ray objects, but rather having a really clear image of what you want and how to get it. This is part of planning and it is essential that you have definite objects of desire clearly written down with a step-by-step action plan of how to get it. X-ray vision is so much easier than fumbling around knot knowing where you are going or what you are doing. If you do not have vision statements and plans of action, you must get them so you know how to align your decisions with these plans.

Young at heart
Stay young! Even as we get older, stay young. Young children are so wonderfully innocent and creative. I watch my 9 month old boy growing and it is amazing to see him putting information together to do things he has never done before and often he is successful. Childlike qualities are some of the most wonderful qualities we can have and then somewhere along the way, we start to develop our “nicer” older bad habits. Throw away those bad habits and develop childlike qualities. Screaming and crying might get your customers attention, but it probably won’t get you business with them, so be careful which qualities you develop!

Zealous
A zealous person is characterized by being ardently devoted or diligent in their work or task and is simply a joy to work with. There is a saying which goes; “It is much easier to ride a horse in the direction it is going” and this is so very true when working with other people. If you have a common bond and single minded direction when it comes to work ethics it is so much easier. A zealous person is supportive, encouraging and an overall important person to any team. The power of zeal is one that should be welcome at any table and your business partners will be grateful of your business energy.

Basic difference between Rich and Poor

"Finally brethren, whatsoever things are true, … honest, … just, … pure, …lovely, … of good report, … think on these things." Phil 4:8.

A basic difference between the rich and the poor, between the successful and the unsuccessful, between the lucky and the unlucky, is their mindset or mental attitude.Our mental attitude determines how we react to situations and opportunities that come our way. Generally, the rich habitually manifest rich mental attitude while the poor habitually manifest poor mental attitude , even though unconsciously.

To illustrate, imagine a rich mind and a poor mind standing side by side on the roadside, as a glittering brand new car zooms past. They both gaze at the car, and watch it disappear round the bend corner. The poor mind depressingly shrugs his shoulders and whispers to himself: "I can’t have that", "I can’t afford that", "Such is not for me" . His poor mindset automatically forecloses any options and possibilities; effectively shutting down the mental, spiritual and emotional capabilities of his Mind to generate solutions to his desires, problems and needs.

On the other hand, the rich mind gets positively excited and thoughtfully whispers to himself: “I’ll certainly go for that!” “How can I afford that?” “How can I get that?”
His rich mindset automatically stimulates and activates the mental process to generate ideas and examine possibilities for achieving his goals; thus effectively mobilising all physical, mental, spiritual and emotional energies towards the successful realization of goals, targets and objectives.

With that background illustration, let us now take a quick tour to explore the differences between the workings of the rich mind and the workings of the poor mind.

RICH MIND-Rich MAN; POOR Mind-Poor MAN

The rich mind thinks possibilities.
The poor mind thinks impossibilities.

The rich mind asks, "How can it be done?"
The poor mind believes, "It can’t be done."

The rich mind asks, "How can I get that?"
The poor mind intones, "You can’t have that!"

The rich mind asks, "What do I have that I can use?"
The poor mind declares, "I don’t have what it takes!"

The rich mind sees opportunities everywhere and goes after them.
The poor mind sees risks everywhere and runs from them.

The rich mind sees the beautiful rose flowers amongst the thorns.
The poor mind sees the dangerous rose thorns amongst the flowers.

The rich mind looks out from the prison window and sees the stars.
The poor mind looks out from the prison window and sees the mud.

The rich mind sees a half glass of water as half full,and is joyful.
The poor mind sees a half glass of water as half empty, and is sad.

What the poor mind sees as an obstacle,
The rich mind sees as a stepping-stone.

Rich minds give results.
Poor minds give reasons.

Rich minds make the best out of the way things turn out.
Poor minds make excuses out of the way things turn out.

The rich mind gives freely with confidence, fully aware of his eternal link to unlimited supply.
The poor mind gives hesitantly,lest he be left with less than enough for himself.

The rich mind thinks prosperity and abundance.
The poor mind thinks lack and limitations.

Rich minds know life is fun and must be lived to the fullest.
Poor minds believe life is hard and full of difficulties.

Poor minds think poverty is a virtue!
Rich minds know poverty is a curse!

Rich minds passionately WANT money, and do something about it.
Poor minds only WISH they had money, but do nothing about it.

Rich minds have purpose.
Poor minds have wishes.

Rich minds value money, but make it their slave.
Poor minds revere money, and make it their master.

Poor minds work for money.
Rich minds make money work for them.

Poor minds wait to get lucky.
Rich minds work to get lucky.

While rich minds focus on creating additional sources of income to meet their growing needs and wants, poor minds focus on surviving through continual self-denial and cutting back on their needs and wants.

In conclusion, there is a positive and a negative perspective to every situation in life. When faced with exactly the same situation, some of us see more of the positive side while some of us see more of the negative side. Some of us are generally optimistic about life while some are generally pessimistic about life. This is because of our predominant mental attitude: Rich Mind or Poor Mind.

What we perceive of any situation is a function of our mindset or attitude to life
and living, which has been developed over the long period since childhood. It is an inside thing . Our outer world is only a reflection of our inner world. So, what is your mental attitude? Is it positive or negative, optimistic or pessimistic, rich or poor? Whatever it is, just know that Your Mind is your World,and you can take control of it right now, to create a new earthly destiny of your choice!

A positive mental attitude is a powerful habit-force that propels you towards your goals in life. By the law of mental causation in action, you will attract into your life, the ideas, people, and resources necessary to bring to fruition your most dominant thoughts, whether they be good or bad, positive or negative, rich or poor.

You must therefore cultivate positive thought patterns that produce desirable results in your life experiences. Negative emotions of fear, anger, anxiety,lack, greed, hatred, jealousy, and revenge must never be allowed to occupy any space in your mind.

The quality of your thoughts determines the quality of your Life! Your mental attitude determines your earthly experience. Your attitude determines your altitude.

Rich thoughts, rich Life: poor thoughts, poor Life.

As you habitually project rich and positive thought-forms into the universe, you attract similar thought currents to yourself; and you now see the world from an exciting new perspective that puts you firmly on the path to a happier,healthier and richer YOU!